Phoenix Raises 2026 Affordable Housing Income Limits—a Family of Four Can Earn up to $89,900 and Still Qualify

Phoenix has published updated income limits that determine who qualifies for city affordable housing programs—and the thresholds cover a broad range of households.

The new limits took effect May 1 and are based on percentages of area median income (AMI), according to the city's official 2026 income limits document.

A single person earning up to $62,950 qualifies as "low income" at 80% AMI. A family of four qualifies at up to $89,900 at that same tier.

Requirements vary by program and property, so meeting a threshold doesn't guarantee eligibility for every city program—but these figures are the published starting point for eligibility determinations.

Key thresholds by income tier (1 person / family of 4)

• Extremely low income (30% AMI): $23,600 / $33,700
• Very low income (50% AMI): $39,350 / $56,200
• Low income (80% AMI): $62,950 / $89,900
• Scattered Sites admission (40% AMI): $31,450 / $44,950
• Over-income limit (120% AMI): $94,450 / $134,850

Scattered Sites properties—the city's dispersed public housing units—use a tighter 40% AMI admission threshold.

Households already in city-assisted housing are flagged as "over-income" once earnings exceed 120% AMI: $94,450 for one person, $134,850 for a family of four.

Limits scale up to eight people—an eight-person household qualifies as low income at up to $118,700.

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