Dreamy Modern Cottages You Can Call Your Own for Under $450K

If you thought owning an updated home was out of your price range, it's time to think again.

Whether you are in the market for a primary residence, seeking an investment property, or wanting a retreat to add to your real estate portfolio, modern cottages offer the flexibility of an open-concept layout, updated amenities, and cozy yet functional space.

From North Carolina to Washington, we located five residences with contemporary amenities that are not only adorable but also affordably priced at under $450,000.

1. 6883 US Highway 31 E, Westmoreland, TN

Price: $337,500

Built in 2023: This recently constructed, three-bedroom residence features a stylish interior with vaulted ceilings and luxury vinyl floors.

The 1,291-square-foot abode has a living room with an electric fireplace and a modern kitchen with granite countertops. Oversized windows and glass doors were designed to provide a seamless transition to the outdoor living area. The primary suite has a cove ceiling, soaking tub, and dual-sink vanity.

A concrete patio out back overlooks the 1.28-acre retreat lot.

Chelsey Freeman, of EXIT Realty Refined, is the listing agent.

2. 1612 12th St, Oregon City, OR

Price: $429,000

Built in 1920: This historic home has been modernized in all the right places while still boasting lots of charm and character.

Found throughout the 2,106-square-foot interior's open floor plan are exposed beams and vaulted ceilings. The three-bedroom residence also has a spacious kitchen and dining area with French doors that open up to a back deck. An upstairs primary suite with jetted tub has access to a private terrace.

A concrete patio out back overlooks the hillside lot.

Eddie Zapien, of Portland Works Real Estate, is the listing agent.

3. 30917 M Pl, Ocean Park, WA

Price: $439,000

Built in 2021: This coastal two-bedroom contemporary is ideally located on Long Beach Peninsula, "just a short stroll" from the Pacific Ocean.

The residence's 1,584-square-foot open concept floor plan boasts vaulted ceilings, vinyl plank floors, mini-splits, and recessed dimmable lighting. A gourmet chef's kitchen with granite countertops, stainless steel appliances, and a breakfast bar overlooks the great room with expansive windows and French doors that lead to a spacious patio. A bonus room on the main level could be transformed into a home theater or fitness center.

A fenced-in yard boasts a new deck, shed, fruit trees, and a 50-amp RV parking hookup.

Steven Venetta, of eXp Realty, is the listing agent.

4. 29976 County Road 3 # 3, Badger, MN

Price: $335,000

Built in 1923: This updated three-bedroom "country retreat" with a two-car attached garage sits on 3.82 acres of wooded privacy.

Designed for entertaining, the modernized 1,596-square-foot home features an outdoor kitchen and bar and a wired stereo system found in the farmhouse-style kitchen and dining area. Other upgrades include a metal roof, central air conditioning, and a partially finished basement. The covered front porch would be a nice spot for morning coffee while soaking in the serene views.

An enormous pole barn offering extra storage is large enough to accommodate a future workshop.

Gunner Gust, of Tru North Realty, is the listing agent.

5. 802 Antler Dr, Wilmington, NC

Price: $327,900

Built in 1988: This light-filled sanctuary has been "thoughtfully upgraded" over the years and now boasts a bright and open floor plan.

Found throughout the "easy-to-love," 932-square-foot interior are a living room with vaulted ceilings and a sun-soaked kitchen with stainless steel appliances, pantry closet, and breakfast bar. A primary suite has an updated bathroom, while a laundry area is hidden behind sliding barn doors. The cute front porch has a swing.

The fenced-in yard features a detached deck and powered shed for storage and workshop potential.

John Blackmon, of Better Homes and Gardens Real Estate Treasure III, is the listing agent.